SaaS - Software as a Service. Provides a functionality over the internet. Examples: Google Docs, SalesForce.com, Zoho, LiquidPlanner.
PaaS - Platform as a Service. Provides a platform that is ready to build applications on over the internet. Examples: Force.com, OutSystems, Podio
IaaS - Infrastructure as a Service. Provides an infrastructure (virtual servers and other virtual plumbing) for hosting own applications and data.
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